Para Summary Practice for CAT and MAT with Answers

A community lender reduced its advertised interest rate on small loans. Borrowers welcomed the lower rate, but some pointed out that an unchanged processing fee still made very short loans costly. The lender is displaying total repayment amounts so people can compare offers more easily.

1. AThe reduced rate means every loan is cheaper regardless of fees or duration.
2. BA lower interest rate helps borrowers, but the full repayment including fees matters especially for short loans.
3. CProcessing fees have been abolished and are no longer shown to borrowers.
4. DBorrowers objected because the lender refused to reveal interest rates.
5. EThe lender increased its rate to make short borrowing more expensive.

A city added shared bicycles near its train stations. Some commuters now cycle the last kilometre instead of taking a taxi. Yet stations without safe cycling lanes have seen fewer bicycle trips, so the city is planning routes along with additional bicycles.

1. AAdding bicycles alone guarantees equal use at every station.
2. BAll taxi services have ended since bicycles were placed near trains.
3. CShared bicycles helped some commuters complete their journeys, but safe lanes matter for wider use.
4. DThe city plans to remove bicycle routes because they discourage cycling.
5. EStations without safe lanes recorded the highest number of bicycle trips.

A museum added short audio descriptions for visitors who prefer listening while they walk. Use of the guides increased after staff placed clear instructions near the entrance. Printed descriptions are still available for visitors who prefer reading or cannot use the devices.

1. APrinted descriptions were removed because all visitors preferred audio guides.
2. BClear instructions helped more visitors use the new audio guides, while printed information remains an alternative.
3. CThe museum found that visitors cannot understand exhibits without an electronic device.
4. DStaff now give every visitor a compulsory lecture before entering the museum.
5. EAudio descriptions became popular because the museum shortened its opening hours.

A handloom group began selling scarves online. Orders arrived from beyond its district, but customers sometimes misunderstood colours shown on phone screens. The group is adding detailed colour descriptions and keeping in-person samples for local buyers.

1. AOnline sales widened reach, while descriptions and physical samples address uncertainty about colours.
2. BOnline sales failed because no orders arrived from beyond the district.
3. CPhone screens always show colours exactly as finished scarves appear.
4. DThe group will close its sample room because every buyer shops online.
5. EColour descriptions are being removed because customers agree on every shade.

A town began publishing simple hygiene checklists for food stalls. Several owners improved handwashing facilities before the next inspection. The health office says a checklist helps owners prepare, but inspections are still needed to see what happens in practice.

1. APublishing a checklist makes every future food inspection unnecessary.
2. BThe health office closed all food stalls that added handwashing facilities.
3. CPublic checklists helped some stalls prepare, while inspections remain necessary to verify actual hygiene.
4. DStall owners improved only the menu and did not change hygiene practices.
5. EThe checklist proved that every stall was already following every hygiene rule.

A town introduced a bus that stops near the main health centre. Older residents reported that the new stop made their visits easier. However, the service runs only until early evening, so the town is studying whether later trips are needed for patients with late appointments.

1. AThe health centre will close early because the bus runs only until evening.
2. BA new bus stop improved access for some residents, but later services may be needed for late appointments.
3. CAll patients now use the bus, making other travel options unnecessary.
4. DOlder residents asked the town to remove the health centre from the route.
5. EThe town has already added late-night buses after counting all hospital visits.

A row of small shops offered customers digital receipts to reduce paper use. Many shoppers chose the new option, but some wanted printed copies for expense claims. The shopkeepers decided to offer both formats rather than make digital receipts compulsory.

1. AShops adopted digital receipts to save paper while retaining printed copies for customers who need them.
2. BEvery customer has switched to digital receipts, so printers have been removed.
3. CThe shops introduced digital receipts to prevent people from claiming expenses.
4. DPaper savings require shops to reject every request for a printed receipt.
5. EPrinted receipts are now issued only to shopkeepers, never to customers.

Residents started a shared compost unit for food scraps. The compost helped the garden, but poor sorting sometimes brought plastic into the unit. Volunteers now demonstrate proper sorting to newcomers before asking them to contribute.

1. APlastic is an essential ingredient in compost and everyone should add it.
2. BThe garden stopped using compost because no food scraps were collected.
3. CShared compost benefits the garden, while sorting guidance is needed to prevent plastic contamination.
4. DVolunteers banned all newcomers from the compost scheme.
5. EThe unit automatically sorts every item, so instruction is unnecessary.

A grocery delivery firm offered reusable boxes that customers return with their next order. Packaging waste fell among frequent buyers. The firm is still studying whether the transport and cleaning costs make the system suitable for households that order only once a year.

1. AThe boxes are clearly cheaper and cleaner for every household regardless of order frequency.
2. BCustomers must throw away each reusable box after receiving an order.
3. CReusable boxes cut waste for frequent buyers, while their value for rare orders depends on transport and cleaning costs.
4. DThe firm has stopped all deliveries to people who order rarely.
5. EPackaging waste rose because frequent buyers returned boxes.